1. Information We Collect

We collect information you provide directly to us, such as when you create an account, use our services, or contact us for support.

• Account information (name, email address)
• Business information (company name, GST number)
• Financial data you input into our calculators
• Usage data and analytics

2. How We Use Your Information

We use the information we collect to:

• Provide and improve our services
• Process transactions and send related information
• Send technical notices and support messages
• Respond to your comments and questions

3. Information Sharing

We do not sell, trade, or otherwise transfer your personal information to third parties without your consent, except as described in this policy.

4. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to track activity on our website and hold certain information. Cookies are files with a small amount of data which may include an anonymous unique identifier.

Types of cookies we use:

• Essential Cookies: Required for the website to function properly
• Analytics Cookies: Help us understand how visitors interact with our website
• Advertising Cookies: Used to deliver relevant advertisements and track campaign effectiveness
• Preference Cookies: Remember your settings and preferences

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our website.

5. Third-Party Advertising and Google AdSense

We use Google AdSense to serve advertisements on our website. Google AdSense uses cookies and web beacons to collect information about your visits to this and other websites to provide advertisements about goods and services of interest to you.

How Google AdSense works:

• Google uses cookies to serve ads based on your prior visits to our website and other websites
• Google's use of advertising cookies enables it and its partners to serve ads to you based on your visit to our site and/or other sites on the Internet
• You may opt out of personalized advertising by visiting Google's Ads Settings
• You can also opt out of some third-party vendors' uses of cookies for personalized advertising by visiting www.aboutads.info/choices

For more information about how Google uses data when you use our website, please visit Google's Privacy & Terms.

Third-Party Vendors: Third-party vendors, including Google, use cookies to serve ads based on a user's prior visits to our website or other websites. These vendors may use information about your visits to this and other websites to provide relevant advertisements on goods and services of interest to you.

6. Data Security

We implement appropriate security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

7. Your Rights and Choices

You have the right to:

• Access, update, or delete your personal information
• Opt out of marketing communications
• Disable cookies through your browser settings
• Opt out of personalized advertising through Google Ads Settings or other ad preference managers
• Request information about how we collect, use, and share your data

To exercise these rights, please contact us using the contact information provided below.

8. Children's Privacy

Our services are not intended for children under the age of 13. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately.

9. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date. You are advised to review this Privacy Policy periodically for any changes.

10. Contact Us

If you have any questions about this Privacy Policy, please contact us at: